I'm sure it's happened to everyone...you park your car and head off to dinner, a ballgame, a concert or just for a quick walk. You get back to your car, or where your car should be, and it's not there. If you're lucky, you're just a bit directionally impaired and you're car is safely parked a few blocks or aisles from where you are. If not, you're car has been stolen and that's not always a good thing.

As I mentioned in a recent newsletter article (that should be getting to your mailbox any day now), there is a study every year that covers the Top 10 Most Frequently Stolen Vehicles in U.S. While I gave you the list of cars in the newsletter, there is a bit more information that the article provided. Here is a bit more of the information from the National Insurance Crime Bureau's "Hot Wheels" study:

On the list, the majority of the cars were made before 2000 (and that includes the top 5)...and thieves often target these vehicles because of the resale value of their parts. For cars that are more than a few years old, the value is found mostly in the parts rather than the whole car. Newer cars, the study found, are often sold intact - more expensive and insured vehicles are often sold with counterfeit VIN numbers or shipped overseas.

The study, of course, would like to reassure its readers that car thefts are declining. If the numbers hold true, the year 2010 will be the year with the least amount of car thefts since 1967.

Most importantly, if you have comprehensive coverage, or "comp" coverage, on your vehicle, should your car go missing you ARE covered. Not sure if you have comp? Give us a call.

P.P.S. Did your newsletter make it to your mailbox? Email info@mcdonaldmcgarry.com if it didn't and we'll send one your way!