Auto

Did You Know You Can Receive Discounts For:

  • Being a good driver?
  • Being a good student?
  • Driving a safe car?
  • Having multiple policies with the same insurance company?
  • Having good credit?
  • Paying your premium in full at each renewal?

                    


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Auto Insurance Basics:

  • Automobile Liability Coverage

Coverage that pays for bodily injury and property damage you cause in an auto accident including medical expenses, loss of income, damage to vehicles and buildings and rental car coverage.

  • Uninsured Motorist Bodily Injury Coverage

This coverage pays for expenses resulting from bodily injury to you and your passengers caused by a driver with insufficent or no insurance. It covers the same medical expenses, loss of income and emotional pain and suffering as does Auto Liability.

  • Personal Injury Protection

Coverage that helps defray medical and funeral costs, as well as lost wages. This coverage applies if you are injured as a pedestrian or a passenger in a vehicle in the incident.

  • Comprehensive and Collision Coverages for Damages to Your Vehicle

Collision Coverage pays for damage to your vehicle resulting from a collision while Comprehensive Coverage pays for most non-collision damages to your vehicle.