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How We Work

Three generations providing you and your family with insurance choices to help you tackle whatever life brings your way. Home, Auto, Life and Business Insurance. Online, by phone or in person… Our Team is here to serve. It’s all about you.

Insurance Rates are Changing

One of our goals as your insurance team is to keep you informed of important happenings in the industry that affect your coverages and premiums. We want to make sure you understand what is taking place in the coming months, and our plan for working with you on these changes. Please click HERE to read more about the ban on using credit in Washington State insurance rates. As these changes roll out, we are always happy to discuss any questions or concerns. 



At McDonald McGarry, we know folks don’t want to buy insurance. From Homeowners to Auto Insurance, it can be confusing and costly. Ads tell you you’re in good hands, there’s a claims university or even, folks in white aprons who protect your home. No clever ads… just the confidence you are getting the insurance you need at a price you can afford. Our goal is simple – we want to make your insurance work for you.

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It’s might be old fashioned, but at McDonald McGarry  Insurance, each call is personally answered, each online request goes right to a Team Member and each visitor to our office is warmly greeted with an invitation to have a cup of coffee and talk to our Team.  Seeing Insurance through your point of view means making sure we give you the tools to make the good decisions that make sense for you.

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We’re proud to be a member of the Independent Agents of Washington.  But more importantly, we’re proud to be Independent  Agents because it means providing the right market for your insurance needs.  We make decisions based on what company is best for you, not what company we represent.  Being Independent Agents means we represent the companies that can provide the best possible rates, service and reliability to our clients.

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An important part of our service is earning your trust.  Through our work ethic, our generations of clients and the companies we have represented for over 50 years, we enjoy building relationship with our clients.   As your families grow, kids get their licenses and go off to college, Mom and Dad sell the business and retire, we hope you will trust us to be there for every milestone.  Trust us to make sure you have the right coverage for all the moments of your life.

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We're Your Trusted Choice Agents

We're Your Trusted Choice Agents

As a Trusted Choice Independent Insurance Agent, we give you choices - the freedom to pick the company that works best for your needs, when your needs may change while receiving the same great service from us. By holding ourselves to the Trusted Choice standard of quality service, choosing to partner with top-tier insurance companies and ensuring our clients understand their coverage every step of the way, we make insurance easy. 

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Download Our Free Fire Safety Guide

Is your family prepared to handle a house fire? Do you know the steps to prevent one? Do you have a go-plan to keep your family safe in the event of a fire emergency in your home? If not, our free ebook can help. Sign up below to receive your copy of “Stop, Drop, and Go: 12 Essential Steps To Keep Your Family Safe from Fire.”